How To Open a Day Care
Opening a day care can be an exciting and profitable endeavor that provides essential services to the families in your
You care for them. We care for you.
The coverage you need at rates you can afford.
Your Plan For Protection
At Florida Day Care Insurance, we specialize in day care insurance. Whether you operate a child care center or you run a daycare from your home, we’ve got you covered.
FDCI is a division of A Plus Insurance Agency in Largo, FL, and we are committed to providing superior coverage at affordable costs. Our unique policy options allow you to focus on your passion while having the peace of mind that your business is fully covered.
As a proud advocate and industry leader, we work alongside numerous child care associations, state coalitions, and non-profit organizations to enhance the welfare of our community.
General Liability
Property Coverage
Transporation Coverage
Non-owned Auto Laibility
General Liability
Property Coverage
Commercial Auto
Workers Compensation
Employee Practices Liability
Accident Medical Coverage
With Florida Day Care Insurance,You're Getting:
Our agents’ knowledge is specific to child care and we can help you with everything you need from licensing with the Department of Children and Families, contracting with the Early Learning Coalition and more.
We help make sure your in-home day care center is fully compliant and fully covered should an accident occur.
Every policy a daycare center might need, we've got you covered. From workers' comp to field trips, we don't let you go unprotected.
Whatever vehicles you're using and drivers you have staff, we make sure there aren't any gaps in your auto insurance.
We're the only agency in Florida that offers the Assure Child Care policy.
At Florida Day Care Insurance, we focus solely on child care insurance.
We only advise you on what policies are required and in your best interest.
Our service is unmatched. We have answers when you need them most.
Read why our clients love Florida Day Care Insurance
FDCI guided me through what policies I needed and the right coverage limits, and I'm so thankful! It's affordable and effective.
In-Home Daycare Owner
The team at FDCI always takes care of us! We're so grateful for their guidance on what policies we need and appropriate coverage limits.
Owner of Daycare Center
FDCI advised us to purchase Accidental Medical Coverage and it was a lifesaver when a child had a severe accident.
Daycare Director
01.
Your personal homeowners insurance likely covers damage to or theft of your personal property, but it wouldn't cover any items bought and used specifically for your business. Talk to us about if your personal policy is enough.
02.
In Florida, workers' compensation coverage is only required if you have 4 or more employees. However, medical bills for an employee injured on the job can be extremely high, so workers comp may be in your best interest.
03.
Professional liability—or Errors & Omissions—helps protect you against legal claims of negligence or failure to deliver on services.
04.
Abuse and Molestation insurance protects you and your business against allegations of abuse or molestation. This coverage is essential for day care centers due to the vulnerability of the children in your care.
Follow our blog for the latest news and information plus tips about daycare operations and insurance.
Opening a day care can be an exciting and profitable endeavor that provides essential services to the families in your
Operating a home day care involves a lot of responsibility. You’re taking the life of other people’s children into your
Opening a day care center is an exciting and rewarding venture. It provides services to families in the community and
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