Whether you’re operating an in-home day care or own a commercial property, running a daycare is a rewarding and exciting adventure.
Unfortunately, those adventures can lead to mishaps and that’s why Florida Day Care Insurance is there to ensure your business is adequately protected should something unforeseen happen.
When you’re working with kids and their families it’s important to not only have coverage to protect them, but to protect yourself and your business too. FDIC offers all the bells and whistles when it comes to coverage.
Each business is unique and your insurance needs will vary based on the size, location, and specific operations of your daycare. The key coverages will always be liability, abuse/molestation, transportation, and property protection.
If you’re unsure about the insurance needs of your particular business, give Florida Day Care Insurance a call. We are more than happy to discuss your individual needs and map out a policy that ensures protection for the children in your care and your business.
Child care insurance is designed to protect child care providers and the families they serve from the unique risks associated with running a daycare business.
Here are some key components typically included in child care insurance:
Protects against claims of bodily injury or property damage that occur on your premises and provides funds for legal defense.
Covers claims related to the professional services you provide, such as allegations of negligence or improper supervision.
Protects your business property, including buildings, equipment, and supplies, from damage or loss due to fire, theft, or other covered events.
Provides protection in the event of allegations of abuse or molestation within your childcare facility.
Covers medical expenses and lost wages for employees who are injured on the job.
Helps cover lost income and operating expenses if your business is temporarily unable to operate due to a covered event.
If you are operating a day care out of your home, your insurance needs will be different from the coverage needs for a commercial day care center. Florida Day Care Center is here to help you understand the differences so you know exactly what policies will benefit you.
General Liability
Property Coverage
Transporation Coverage
Non-owned Auto Laibility
General Liability
Property Coverage
Commercial Auto
Workers Compensation
Employee Practices Liability
Accident Medical Coverage
You care for them. We care for you.
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