Running a daycare out of your home is a tough job. Worrying about what your insurance covers and whether you’re in compliance isn’t something you should have to add to your list.
The insurance experts at Florida Day Care Insurance are here to ensure your daycare is covered for any occurrence and that you’re always in keeping with the ever-changing compliance regulations in the childcare industry. What’s more is we won’t let you overpay for policies and coverage amounts you don’t need.
We are proud to be the only agency in the state of Florida to provide a comprehensive and cost-effective liability policy for in-home daycare owners through Assure Child Care and Philadelphia Insurance.
If your daycare operations require more than a liability policy, we’re here to help with that as well. From transportation coverage to extending your property coverage, we’ll make sure your business is fully covered so you can focus on child care.
Your personal home insurance already covers theft and damage to your personal property in your home, so do you really need additional coverage in regards to your in-home daycare center?
Running a daycare involves inviting people into your home on a daily basis which leaves you open to more risk regarding your personal property. In addition, your homeowner’s insurance might not cover the equipment and supplies you use for the daycare, such as toys, cribs, and other childcare items. Property insurance can help cover the cost of replacing these items if they are damaged or stolen.
Furthermore, if your home daycare is unable to operate due to damage to your property (such as a fire or flood), you could suffer a loss of income, and business interruption insurance can help replace lost income and cover ongoing expenses while you are unable to operate.
At Florida Daycare Insurance, we work with you to find the right coverage. That means we won’t sell you a policy you don’t need, but we will advise you on the best coverage for your business.
You care for them. We care for you.
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