Commercial Child Care

We Help You Protect Your Business

There are plenty of things you need to keep your day care running. Friendly and qualified staff, toys and learning tools, proper building maintenance, and of course, the right insurance policies.

Like any business, your commercial child care center needs specific insurance policies to be compliant with state regulations and to protect you in case of any incidents. If you are operating a day care facility anywhere outside your home, you need insurance that is specific to commercial day cares.

At Florida Day Care Insurance, we are experts in policies specific to day care centers, and we can help you find the coverage you need at a cost that fits your budget.

We know no one thinks about their insurance policy until they need to file a claim, so when you work with FDCI, you can rest assured, we’ve got you covered.

Have Questions About Your Daycare Insurance? We have the answers.

Get The Coverage You Need.

Liability Insurance

Property Insurance

Commercial Auto

Workers Compensation

Employers Practices Liability

Student Accident Medical Coverage

What's Included In Your Liability Policy?

Limits of Liability from $300,000 – $3,000,000
Child Abuse and Molestation
$250 Deductible
Occurrence Policy Form
Negligent Supervision / Professional Liability
Accidental Medical Expense
Employees as Insured’s
Coverage on or off premises (Field Trips)
Vicarious Liability
Damage to Premises Rented

What's Included in Your Property Coverage?

What's Included In Your EPLI Policy?

What's Included in Your Commercial Auto Coverage?

What's Included In Your Workers' Compensation Policy?

What's Included in Your Student Accidental Medical Coverage?

What Is the Student Accident Policy?

If a child is hurt at your day care, who is responsible for the injuries and medical payments? Is your liability policy enough? It may not be.

At Florida Day Care Insurance, we want you to be informed about what is and is not covered by your policies and what the limitations are. That’s why we educate all of our clients about Student Accident Medical Coverage.

The accidents policy is like extra backup for your general liability policy and at a low premium cost to you, it can provide enormous benefits if you’re ever faced with extraordinary medical bills or facing a lawsuit regarding one of the children in your care.