About us

insurance agent and client going over a policy together

about us

We’ve Got You Covered

At FDCI, we do one thing—child care insurance. We’re the partner you can trust when it comes to safeguarding your Florida business whether you’re running a daycare center out of your home or operating a commercial child care center. 

We understand the unique challenges and risks faced by daycare providers, and we offer comprehensive insurance coverage designed specifically to meet your center’s needs. Whether you’re a small in-home daycare or a large child care facility, we have the insurance expertise and resources to provide you with peace of mind.

We are dedicated to not only providing you with adequate coverage but also by delivering affordable insurance solutions without compromising that coverage. We are the only agency in Florida that offers Assure Child Care through Philadelphia Insurance, a comprehensive liability policy for in-home daycare facilities.

At FDCI, excellent customer service is one of our top priorities. We’ll ensure your coverage stays in compliance year over year and make sure you don’t have any gaps in your policy that could be costly down the road. 

Our team of experienced insurance professionals is here to guide you every step of the way. We handle the insurance so you can focus on your passion.

All the coverage you need.At a price you can afford.

How We Can Help

At FDCI, we believe in providing our clients with only the coverage they need at the budget they can afford.

General Liability

Protecting you in case of accidents that happen at your facility causing body or property damage.

Transportation

Commercial auto policies and transportation riders for all daycare operations.

Property

Building and contents coverage whether you’re at operating from your home or business facility.

Workers Comp

Protecting you and your employees in case someone is injured on the job.

Professional Liability

Protect your business against claims of negligence or abuse by you or your staff.

Business Interruption

What happens to your business if you unexpectedly have to close for a period of time? Business interruption insurance can help.

Our team

Meet Our Team

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Matt Ostrander

Founder & CEO

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Jeff Kostiha

President, Ext. 305

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Tonya Sevier

Accounting, Ext. 301

Testimonials