As a daycare owner, your biggest concern is the protection of the children in your care. But who’s looking out for you?
Your insurance coverage plays an essential role in keeping your business afloat, yet most business owners don’t take the time to examine what they’re actually getting.
As your business grows, your needs change and the policies that were good enough years ago start to become woefully inefficient. That’s why it’s important to regularly evaluate and compare your daycare insurance to make sure you have the best protection and the most competitive price.
However, it’s important to remember that “best value” doesn’t mean “cheapest.” After all, you’re in charge of some very important people! It’s crucial to balance cost with great coverage to make sure your business and the children in its care are adequately protected.
Why should you work with Florida Day Care Insurance? Because we work hard to get you the best policy to fit your business and your budget.
As a business owner, you’re always examining your expenses to make sure you’re getting the biggest bang for your buck. Why should your insurance coverage be any different?
Premium costs vary widely; it’s not uncommon for two insurance companies to charge vastly different prices for identical policies. Comparing your existing coverage against the policies available in the market is the only way to ensure that you’re getting the best value.
However, you won’t get this type of assurance unless you’re working with a company like FDCI. As an independent insurance agency, we have access to policies and carriers that other agencies don’t. And because we specialize in daycare insurance, we’re able to provide you with guidance customized to your unique needs.
For our in-home day care providers, we’re proud to be the only agency in the state of Florida to offer Assure Child Care’s liability policy with low premiums and high coverage.
From medical expenses to legal fees, it can take a lot to make things right in the wake of an accident. And whether you’re paying for an attorney, replacing stolen playground equipment, or covering medical expenses, it’s essential that your insurance limits cover your potential costs.
Are your coverage limits enough to cover these potential risks?
If you never look outside the bounds of your own policies, you will never know how it compares to others on the market.
The greater your assets and liabilities, the higher coverage limits you need. At FDCI, we’ll help you review your existing policies against your current risk level to help you determine whether you’re adequately protected.
Set aside time each year to review your current insurance coverage. Evaluate your premium costs, coverage limits, and the specific inclusions and exclusions of your policy.
Connect with the team at FDCI, where we specialize in daycare insurance. We can provide valuable insights that help guide you toward the best coverage for your needs.
Based on your review and comparison of your current policies, decide whether to stick with your current provider or switch to a new one that offers better value and protection.
Did you know that you have additional coverage options besides basic liability and property insurance?
When it comes to childcare, there’s no such thing as being too careful. And when it comes to insurance, there’s no such thing as one-size-fits-all.
Take the time to examine your policy carefully to make sure you are getting the coverage, savings, and customer service you need.
You care for them. We care for you.
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